President/CEO

Terry Buckner

Terry H. Buckner is the President and CEO of Buckner —a third generation, Utah family-owned business. Terry studied as a finance undergraduate student at Brigham Young University and earned his MBA from Utah State University in 1979. He completed his Chartered Property Casualty Underwriter (CPCU) designation in 1983. After assuming full command of Buckner in 1992, Terry made several critical strategic moves that allowed the company to experience explosive growth, expanding to more than 20 times the size than when he took the reins. Terry has served as the Chairman of the Salt Lake Area Chamber of Commerce and served on various advisory boards for BYU, Utah State University, and Weber State University.

Terry and his wife, Lynne, are parents to seven children and 13 grandchildren. He enjoys mountain biking, golf, and skiing, as well as experiencing new foods, activities, and cultures as he travels with his family.

Employee Benefits | Ogden

Camren Applegate

Camren joined Buckner in 2015 as an Employee benefits broker and is licensed in Health, Life and Disability insurance. In his role, he helps employers develop strategic approaches with their employee benefits, as well as educating them how to become better health care consumers to offset rising costs.

Camren enjoys cycling, mountain biking, watching local sports teams and free samples from Costco. He earned his bachelor’s degree in Professional Sales from Weber State University. He’s still believes that Michael Jordan pushed off.

Property & Casualty | Salt Lake

Jerry Anderegg

Jerry is a seasoned property and liability insurance agent with over four decades of experience. He has been with Buckner since 2000. His areas of expertise are contracting and contract bonding, large property, retail and wholesale—with special emphasis on lumber and building materials, manufacturing—with emphasis on sheet metal and steel, construction equipment dealers, and fuel dealers. He holds a B.A. and Ph. D from the University of Utah and a Master’s degree from the University of California-Davis.

Jerry was an accomplished junior ski racer, and skiing, along with golf and mountaineering, has been a lifelong passion. As a member of the Alpenbock Club, he climbed technical routes in the Wasatch, Uintahs, and Tetons, having summited many notable peaks. As a child, Jerry performed as a soprano soloist and he continues to showcase his voice, though now as a baritone. He is married to the former Cathy Pearce, and together they have 7 children and 35 grandchildren.

Property & Casualty | Salt Lake

Agnesa Bakhshyan

Agnesa joined The Buckner Company in 2017 bringing with her over 20 years of insurance experience. Prior to joining Buckner, Agnesa owned her own agency for 10 years. Although experienced with most industries, she specializes in the hospitality and construction sector. Agnesa has earned her Bachelor of Science degree in Business Administration from Westminster.

Agnesa loves to travel and has been to Hawaii, Europe and the Caribbean, but her favorite vacation spot is Mexico. Something unique and interesting about her is that she was born in Armenia. Agnesa is a member of numerous organizations including UWNG, YWCA and Women in Business. Agnesa has been exceptionally successful, but her greatest success has been attributed to her becoming a mother.

Property & Casualty | Salt Lake

Nick Boam

Nick joined Buckner in 2021 and specializes in working in real estate, technology, and financial institutions. He’s passionate about helping people protect the things that they worked hard to earn. Before Nick entering the the corporate insurance world enjoyed his time as a Licensed Escrow Officer. When he’s not working Nick enjoys playing hockey with his brothers. Something that most people don’t know about him is that he is a triplet.

Property & Casualty | Pleasant Grove

Chris Boone

Chris is the Executive Vice President and manages Buckner’s Utah County Office, located in Pleasant Grove. Prior to joining Buckner, Chris worked in the construction industry for 8 years. His background and licenses provide him with industry-specific knowledge and expertise that are extremely valuable to his clients. Chris earned his bachelor’s degree in Finance from Utah Valley University and later went back to complete his MBA, with a Finance Emphasis as well. Chris is a Certified Insurance Counselor (CIC) and is actively involved in several Home Builder and Contractor Associations.

Chris loves to spend time with his wife (Shelby) and their 3 children. He enjoys working with his hands and isn’t afraid of hard work. Chris enjoys hunting, riding horses, fishing, playing sports, and anything that gets him in the outdoors with family and friends.

Employee Benefits | Salt Lake

TJ Cerva

TJ joins The Buckner Company with over 25 years of experience in the insurance industry. He specializes in employee benefits, human resource services, employee wellness, voluntary products, life insurance, disability insurance, and supplemental benefits. He is also licensed in Property and Casualty, which gives him well-rounded perspectives into business insurance needs.

TJ enjoys water and snow skiing, wakeboarding, and riding motorcycles. He loves adventure motorcycling and camping, all around Utah. He also considers himself a foodie. He loves to eat out at different restaurants and try new foods. His favorite place to vacation is Flaming Gorge, UT and he loves spending time with his family and friends.

Trucking | Salt Lake

Scott Cowan

Scott began his career in the insurance industry in 2008 specializing in trucking and transportation. A graduate from the University of Utah, Scott received a Bachelor of Science degree in Mass Communication. In 2018, Scott received the Transportation Risk Specialist (TRS) designation and has been a member of the Utah Trucking Association for several years.

Scott is an avid sports fan and has instilled the love of sports in his children. For the past six years, Scott has coached his two son’s baseball and football teams. Above all, Scott considers being a husband and a father to his four amazing children his greatest accomplishments.

Employee Benefits | Salt Lake

Chris Dahl

Chris joined Buckner in July 2010 and specializes in providing consultative analysis to larger employers. His goal is to assist clients with his broad understanding of the employee benefits space, with the ultimate objective of introducing solutions that align with the clients’ needs, culture, and business purposes. Chris received his B.A. in Communications from the University of Utah. He is fluent in Spanish.

Prior to joining Buckner, Chris spent many years in sales and underwriting for various insurance carriers, third-party administrators, and pharmacy benefit managers. He has more than 23 years of insurance experience. Those who have worked with Chris describe him as, “intelligent, dedicated, resourceful, driven, ethical, and a strong leader.”

He and his wife, Suzanne, are parents to three children. In his spare time, Chris is an avid pilot with more than 2,800 hours of flight time. He also is a Certified Flight Instructor with Instrument and Multi-Engine privileges. Chris enjoys mountain biking and fly fishing.

Employee Benefits | Salt Lake

Carol Dana

Carol has more than 30 years of experience in employee benefits. Carol begun her insurance career in 1987 as a captive agent with BlueCross BlueShield of Utah. She than owned and operated her own insurance agency, Dana Benefits until she started with The Buckner Company in 2011.  Carol has a strong back ground in Employee Benefits, sharing her knowledge and experience with fully insured and alternate funded health plans. She’s a member of the National Association of Health Underwriters and currently serves on the board. She’s also a 2018 SelectHealth Diamond Partner Award Recipient.

Carol enjoys camping, 4 wheeling, water skiing and traveling, her favorite vacation spot, South Africa. She considers raising her two beautiful daughters her greatest accomplishment.

Trucking | Salt Lake

Chad Driggs

Chad joined Buckner in 2014, having started in the insurance industry in 2009. His industry specialties include trucking and transportation.

Chad has completed 3 marathons, 2 half-marathons, and one triathlon—running the Boston Marathon is his greatest life achievement. He enjoys eating at Ruth’s Chris, his favorite movie is the Shawshank Redemption, and Hawaii is his top getaway location

Property & Casualty | Salt Lake

James Eldredge

James has over 10 years of experience in the industry, getting his start with insurance in 2004. He joined Buckner in 2015, with specialties in construction, real estate, and manufacturing. James received a Bachelor’s degree, procured his Certified Insurance Counselor (CIC) designation, as well as a Construction Risk Insurance Specialist (CRIS) designation.

In his spare time, James enjoys snowboarding, golfing, playing hockey, and loves to travel—that is when he is not chasing his two active children in their extracurricular activities of dance, tumbling, lacrosse, hockey, soccer, and baseball. He aspires to take his family to every continent one day. His favorite movie is Miracle (the USA hockey team in 1980) and his favorite Utah restaurant is the American-bistro, Tiburon.

Property & Casualty | Ogden

Michael Gale

Mike currently serves as Senior Vice President of The Buckner Company. Mike has over 30 years of insurance experience specializing in the construction industry. Mike obtained the Certified Insurance Counselor (CIC) designation and has been a member of the National Association of Certified Insurance Counselors for over 25 years. In 2017, Mike was recognized as one of the Top 100 Insurance Agents in the country by Insurance Business Magazine.

A graduate of Weber State University, Mike continues his involvement as a track and field official for track meets.  He has served as the President of the Weber State Wildcat Club and also as a board member of WSU Richards Institute for Ethics Advisory Board. Mike has served as convention chairman of the Associated General Contractors of Utah, chairman of Downtown Ogden, Inc. and board member of the, the Ogden Junction Association. Mike is also a member of the Utah Surety Association, the National Association of Surety Bond Producers and the Associated Builders and Contractors, Utah Chapter.

Mike and his wife Jeri and are the parents of 4 children and 4 grandchildren.

Property & Casualty | Salt Lake

Craig Hilton

Craig has been in the insurance industry since 1989 and has been with Buckner since 2003. He has industry specialties of construction, financial institutions, hospitals, restaurants, manufacturing and professional services. Craig is on the 2020 Insurance Business America’s top 100 Producers.

Craig’s favorite place to be, outside of work, is on the river fly fishing or hunting and his favorite place to be is at his cabin near Clear Creek. His favorite movie is The Hobbit and he loves eating Sushi. As a child, Craig enjoyed baseball, football, basketball and fishing or hunting with his father. He considers marrying his wife Sharon as his greatest accomplishment.

Property & Casualty | Salt Lake

Béat Koszinowski

Béat Koszinowski is an insurance professional at Buckner with a specialty focus on commercial and residential construction insurance, bonds, and real–estate insurance such as homeowners associations, commercial property, and apartments.  His clients include builders, developers, contractors, property owners and property managers.

Béat is a Certified Insurance Counselor (CIC) & Community Insurance & Risk Management Specialist (CIRMS). He is an active board member of the Salt Lake Home Builders Association and a committee member of the Utah Chapter of the Community Associations Institute. He has served as a coverage expert and expert witness in his specialty fields and was also named one of the top 100 insurance producers in the nation in 2017.

Select Lines and Individual Benefits Manager

Kolene Lovell

Kolene began her career in the insurance industry in 1997, joining with The Buckner Company in 2021. Kolene’s focus is Health and Life Benefits for small business (1-25 employees) and Individuals. She also focuses on providing small employers the tools to stay compliant with federal requirements. She has a Bachelors Degree in Business Administration, and is FFM (Federally Facilitated Marketplace) Certified.

Kolene recently re-married. Combined they are blessed with 11 children, 2 granddaughters, 4 dogs, and 2 cats. Luckily not all in the same house. Kolene enjoys travel, action movies, spending time with her family, and loves DIY’s.

Select Account Specialist

Heather Masina

Heather joined Buckner in 2020 with over 25 years of insurance experience. She has both her Certified Risk Manager (CRM) and Certified Insurance Counselor (CIC) designations. Heather specializes in personal lines and small commercial business.

Heather is passionate about her family, and her greatest accomplishment is her children. She grew up roller skating and used to be an electrician!

Property & Casualty | Ogden

Blake Nilsson

Blake started as a Client Advisor with Buckner in 2008. He works primarily in our Ogden, UT office as a Property & Casualty Advisor and helps a wide range of mid to large size businesses throughout Utah. Blake is a graduate of Weber State University and has also held his Certified Insurance Counselor (CIC) designation since 2011.

Outside of work he enjoys Crossfit, golf, coaching and cheering for his kids teams, reading, and being involved in the community. He and his wife Holly have 3 children which he says are his greatest challenge and also his greatest joy!

Employee Benefits | Salt Lake

Larry Meyer

Larry has been in the industry for over 40 years, having gotten his start in insurance in 1977. He joined Buckner in 2010, specializing in the employee benefits sector. He has a Bachelor’s Degree, as well as his Fellow Life Management Institute (FLMI) designation.

Larry served two tours of military service in Vietnam, and was awarded the Bronze Star and Presidential Unit Citation. His favorite movie is O Brother, Where Art Thou?,  and he enjoys both Rodizio Grill and Olive Garden when it comes to favorite dining spots. He is grandfather to 18 of the cutest and smartest grandchildren.

Employee Benefits | Salt Lake

Jon Murray

Jon has had his hand in the insurance industry since 2004, later joining Buckner in 2015. He specializes in the employee benefits sector, focusing on mid to large businesses (with 50+ employees). He holds a Master’s of Business Administration degree.

He enjoys the movie Fletch and his favorite restaurant in Utah is Mandarin. He loves both water and snow skiing, as well as traveling to Maui as a getaway location. He once played a pickup hockey game with Olympic figure skater Scott Hamilton and had an interesting conversation with actor Sean Astin regarding his annual salary. He cherishes his marriage as his greatest accomplishment.

Property & Casualty | Ogden

Brett Nilsson

Brett began his career in the insurance industry in 1979, joining Buckner in 2006. Brett’s specialties include manufacturing, construction, habitational, rail transportation and international business. He has received his Bachelors of Science degree in Business Finance and has also received his Certified Insurance Counselor (CIC) designation.

Throughout his notable career, Brett has been named Utah Young Agent of the Year in 1986, Utah Agent of the Year in 1996, as well as President of the Independent Insurance Agents of Utah in 1993-1994. Brett has been the chairman of the Board for the Independent Insurance Agents and Brokers of America and on the Board for the World Federation of Insurance Intermediaries. In 2017, Brett was listed in Insurance Business Americas Top 100 agents in the country. Today, Brett and his wife are proud parents of four children and fourteen grandchildren.

Property & Casualty | Salt Lake

Mike Osborne

Mike began his career in the insurance industry in 1988, joining Buckner in 2000 with an emphasis in the manufacturing and construction industries.  Prior to joining the insurance industry, Mike earned his Bachelor’s degree in English from Utah State University.

Mike loved Little League Baseball as a youth and played on Utah State University’s Club Volleyball team while earning his degree. Mike also won the Scholar’s Day Competition at Utah State for his work in Short Fiction. Today Mike enjoys skiing and playing his guitars in his spare time.  He once closed an account while dressed as Charlie Brown and he considers his greatest accomplishment in life to be raising his two sons and daughter

Trucking | Ogden

Merrilee Robbins

Merrilee has over 25 years of insurance industry experience that she brought with her when she joined Buckner in 2013. Her specialty is trucking/transportation and she has obtained her Transportation Risk Specialist (TRS) designation. She serves as a member of Sentry Agent’s Advisory Council.

In her spare time, Merrilee loves to travel, frequent outdoor concerts in the summer and enjoys reading historical fiction. Her grandmother taught her to crochet as a child—a pastime she still loves as an adult. Her ideal vacationing spots include houseboating on Lake Powell, Disneyland with her grandkids or frequenting any beach.

Property & Casualty | Salt Lake

Justin Robinson

Justin Robinson epitomizes passion, hard work, grit, and perseverance.  Justin grew up in American Fork, Utah.  It was there he developed his love for business and helping others with their needs.  Justin funded his two-year service mission to Brazil by selling sodas out of a coke machine in his front yard. Justin left Utah to get his B.S. Degree in Finance at Arizona State University.

Since graduating, Justin returned to Utah where he began his career at Buckner and has been managing & developing property and casualty insurance programs since 2006. Justin has his Certified Insurance Counselor (CIC) Designation and was named Young Agent of the Year by Independent Insurance Agents of Utah in 2013.

When not at work Justin can be found fly fishing, coaching baseball & basketball, attending a dance recital, or serving in his local community. You might, on occasion, find him watching a hair growing infomercial.  Justin is a family man with a devotion to God, his beautiful wife, and five children.

Personal Lines | Salt Lake

Dillon Straw

Dillon entered into the insurance industry in 2016 and joined Buckner in 2021 specializing in personal lines. His background provides him with industry-specific knowledge that are extremely valuable to his clients and those he interacts with.

In his free time you can find Dillon on the the soccer field or with is family. One of his greatest accomplishments is becoming a father to his kids.

Employee Benefits | Senior Director Health and Wellness

Emily Stone

Emily currently works as an Employee Benefits Client Advisor and Sr. Director of Health and Wellness for The Buckner Company, with nearly 15 years of experience in the health and wellness sector. Her health philosophy cultivates the science of behavior change, proactive and preventative behavioral health solutions, and human connection.

She believes and understands that the health of any organization is directly linked to the health and wellbeing of the people who work there, which means your company’s health and wellness program is vital to achieving your overall goals and objectives. She understands that a solid benefits package can make employees feel appreciated, give you a distinct advantage to attract and retain top talent and ultimately impact your bottom line.

Emily has created unique and robust partnerships with experts across the health spectrum to offer and engage multiple solutions and resources that go beyond the traditional model of wellness. She recognizes its unique strategy drives the success of a wellness program and benefits package. Emily is an expert in plan design, evaluation, and strategy to provide the right care for your employees and more savings for your company.

Trucking | Salt Lake

JUAN VALDERRAMA

Juan joined Buckner in 2022 specializing trucking, construction, and sports insurance. He earned his bachelors degree in Business Administration and is excited to jump into the insurance world.

Juan enjoys playing soccer, playing trading card games, and making clay figures. Juan competes in a competitive soccer leagues and is proud that he was able to get his college education paid for through soccer in a D1 school.

Property & Casualty | Pleasant Grove

Trent White

Trent joins Buckner with five years of insurance experience. After graduating with his degree in Personal Finance Planning from Utah Valley University, he started working in personal lines and commercial insurance where he won multiple MVP sales awards with his previous agency. Trent specializes in the Construction and Professional Services industries and recently got his CIC designation.

Trent grew up playing football, baseball, basketball and golf – he also loves spending time outdoors with family and friends. Trent is the first person in his family to graduate with a university degree, and is passionate about improving both his professional and personal life. When he is not working, he loves to spend his free time with his wife, daughter, and son!