Written by: Buckner Marketing Department

Have You Ever Considered Being a Part Owner of an Insurance Company?

For many business owners, insurance feels like a necessary expense. You pay the premium each year and have little control over the outcome. Group Captives offer a way to change that. They let you take control, improve risk management, and even share in the profits.

What is a Group Captive?

A Group Captive is a performance-based insurance structure that allows companies to insure their risks together. Instead of paying premiums to a traditional carrier, members become part owners of their own insurance company. They share in underwriting profits, investment income, and help decide how claims and coverage are managed.

Who Benefits Most from a Group Captive?

This approach works best for companies with strong financials and predictable risks. It rewards those who focus on safety and long-term planning. Industries such as construction, manufacturing, healthcare, and transportation often see the most benefit.

Turning Insurance into a Competitive Advantage

Joining a group captive means you are not just buying insurance. You are investing in your company’s performance. The better you manage your risk, the more you can earn back. At the end of the year, leftover claim funds return to the members, not to a traditional insurer’s bottom line.

How Buckner Can Help

At The Buckner Company, we help you evaluate if a captive fits your goals. We design the program, ensure compliance, and provide ongoing support to help you succeed.

If you have ever wondered how to turn your insurance program into a competitive advantage or even a profit center, it may be time to explore performance-based insurance.